Champ Silver 24 is Champion’s plan for Texans age 60 and older. It’s built around simplicity: one fixed energy rate for two years, no monthly base fee from Champion, and no minimum-usage requirement. Solar buyback is included too, which is a nice extra if you have panels on the roof.
Vault Price Predictability Score: 5/5
Our Price Predictability Score tells you how easy it is to know what you’ll pay before the bill arrives. It doesn’t measure whether a plan is the cheapest or how good the customer service is. Champ Silver 24 earns a perfect score because it has one energy rate, no bill credits and no usage minimums.
Champ Silver 24 at a glance
| Who can enroll | Customers age 60 and older |
| Average price at 1,000 kWh | 14.4¢/kWh |
| Contract length | 24 months |
| Energy rate (fixed) | 7.4¢/kWh |
| Champion monthly base fee | None |
| Bill credits or usage minimums | None |
| Solar buyback | Included |
| Early cancellation fee | $250 (waived if you move) |
| Renewable content | 24.7% |
| Utility area | CenterPoint (Houston area) |
Based on Champion’s CenterPoint Electricity Facts Label dated October 29, 2026. Pricing can vary by address, so check your ZIP for the current offer.
Is this plan a good fit for you?
Champ Silver 24 makes sense if:
- You’re 60 or older and want a steady, easy-to-understand bill.
- You’d like to lock in your rate for two years and not think about shopping again.
- Your usage changes a lot between mild months and Houston summers. Your average rate stays nearly flat either way.
- You have solar panels, or plan to add them, and want credit for the extra power you send back to the grid.
You might look elsewhere if:
- You may want to switch plans within two years for reasons other than moving.
- Your usage is very consistent. A bill-credit plan might come in a bit cheaper if you always land in its target range.
What your monthly bill would look like
| Monthly use | Estimated bill | Average price |
|---|---|---|
| 500 kWh (smaller home, mild month) | $74.57 | 14.9¢/kWh |
| 1,000 kWh (typical Texas home) | $144.23 | 14.4¢/kWh |
| 2,000 kWh (larger home, summer) | $283.56 | 14.2¢/kWh |
Your bill has three pieces:
- Champion’s fixed energy charge of 7.4¢ per kWh
- CenterPoint’s delivery charge of about 6.53¢ per kWh
- A flat $4.90 monthly charge from CenterPoint
That flat charge is the only reason your average price drops slightly as usage goes up. There are no bill credits that switch on or off, so each extra kilowatt-hour adds the same amount, about 14¢ before taxes. No surprises.
Estimates don’t include taxes or small regulatory fees. They’re examples, not actual customer bills.
How solar buyback works on this plan
If your solar panels produce more electricity than your home uses, the extra goes back to the grid and Champion credits you for it. Those credits are based on ERCOT wholesale prices, so they move up and down over time. The rate you pay for power from the grid stays fixed. The bill examples above assume no solar.
Read Champion’s solar buyback FAQ
What if you need to leave early?
Canceling before the 24 months are up costs $250. Here’s a simple way to decide whether switching is worth it:
- 12 months left: a new plan would need to save you more than about $21 a month to make up the fee.
- 6 months left: it would need to save you more than about $42 a month.
Moving? Texas rules let you cancel without the fee when you move and give Champion proof of the move, including a move to assisted living or a family member’s home. The details are in the Electricity Facts Label.
Fees, deposits and fine print
| Fee | Amount |
|---|---|
| Application fee | None |
| Late payment | 5% of the past-due amount |
| Returned payment | $30 (or the maximum allowed by law) |
Deposits and Fast Track: depending on your credit, Champion may ask for a deposit. If so, you can choose Fast Track instead, which is a one-time $168 charge in place of the deposit. A deposit can come back to you, while Fast Track is nonrefundable. If you can cover the deposit, it’s usually the better deal.
What “fixed” covers: Champion’s energy rate is locked for the full two years. CenterPoint’s delivery charges and certain regulatory costs can still be adjusted, and taxes apply.
Compare before you sign
Rates change often, and the right plan depends on how your home uses electricity. Enter your ZIP code to see current plans side by side. If you’re not 60 or older, take a look at Champ Saver 24, which has a similar setup open to everyone.
Sources: Champ Silver 24 Electricity Facts Label, CenterPoint, dated October 29, 2026 · Champion Terms of Service · Offer availability confirmed for CenterPoint ZIP 77477, October 29, 2026.