×
No Deposit Prepaid Electricity

Payless Power

What to know about Payless Power

Payless Power offers prepaid service with no credit check or deposit on eligible plans, alongside postpaid monthly billing that may require a deposit. Prepaid customers fund service in advance; low-balance alerts and interruption rules are part of the budget trade-off.

Choosing prepaid or postpaid service

Prepaid can reduce upfront qualification barriers and make balance changes visible, but customers must keep enough funds in the account to avoid interruption. Postpaid plans work differently and may involve credit or deposit requirements.

Payless Power electricity plans

Explore the plans below. Linked plan names open Vault’s detailed reviews.

Plan Term
PTC 12 Month – Postpaid 12 months
PTC 12 Month – Prepaid 12 months
PTC 3 Month – Postpaid 3 months
PTC 6 Month – Postpaid 6 months
PTC 6 Month – Prepaid 6 months
6 Month – Prepaid 6 months
12 Month – Prepaid 12 months
12 Month Prepaid Electricity 12 Months
6 Month Prepaid Electricity 6 Months

Centerpoint Area Electricity Rates

Current offers depend on delivery utility, address and usage. Compare plans available for your area.

28 plans in Vault’s published comparison inventory

CenterPoint electricity rates (cents per kWh)
Provider & plan500kWh / month1,000kWh / month2,000kWh / month
4Change EnergyMaxx Saver Value 1212 Months 20.3¢7.3¢13.3¢
Frontier UtilitiesSaver Plus 1212 Months 20.3¢7.3¢13.3¢
Gexa EnergyEco Saver Plus 1212 Months 20.3¢7.3¢13.3¢
Express EnergyFlash Value 1212 Months 20.5¢7.5¢13.5¢
Express EnergyFlash Value 1414 Months 20.5¢7.5¢13.5¢
Frontier UtilitiesSaver Plus 2424 Months 21.4¢8.4¢14.4¢
Gexa EnergyEco Saver Plus 2424 Months 21.4¢8.4¢14.4¢
4Change EnergyMaxx Saver Value 2424 Months 21.9¢8.9¢14.9¢
Express EnergyFlash Value 2424 Months 21.9¢8.9¢14.9¢
TriEagleSure Value 1212 Months 16.0¢12.5¢13.7¢
TriEagleSure Value 3636 Months 16.4¢12.9¢14.1¢
Veteran EnergyVeteran Energy Valor 2424 Months 18.7¢13.2¢15.5¢
Veteran EnergyVeteran Energy Valor 3636 Months 19.5¢14.0¢16.3¢
TriEagleSavvy Value 1212 Months 14.8¢14.3¢12.5¢
Gexa EnergyEco Saver Value 1212 Months 22.6¢14.6¢18.1¢
TriEagleSavvy Value 3636 Months 15.2¢14.7¢12.9¢
4Change EnergyPerfect Fit 1212 Months 12.4¢16.9¢19.2¢
Express EnergyFlash Fit 1212 Months 12.5¢17.0¢19.3¢
Gexa EnergyEco Saver Lite 1212 Months 12.5¢17.0¢19.3¢
4Change EnergyPower Maxx Advantage 1212 Months 19.4¢18.4¢10.4¢
4Change EnergyPower Maxx Advantage 2424 Months 19.9¢18.9¢10.9¢
Frontier UtilitiesSaver Premier 2424 Months 19.4¢18.9¢11.1¢
Frontier UtilitiesSaver Premier 1212 Months 19.4¢18.9¢11.1¢
Gexa EnergyEco Saver Premier 2424 Months 19.4¢18.9¢11.1¢
Gexa EnergyEco Saver Premier 1212 Months 19.4¢18.9¢11.1¢
Payless Power6 Month - Prepaid6 Months 19.4¢19.4¢17.9¢
Payless Power12 Month - Prepaid12 Months 19.6¢19.6¢18.1¢
TXU EnergyFree Nights & Cool Summer 1212 Months 28.1¢26.6¢25.9¢

Find the right plan for your home.

Compare plans for your home

Oncor area Electricity Rates

Current offers depend on delivery utility, address and usage. Compare plans available for your area.

29 plans in Vault’s published comparison inventory

Oncor electricity rates (cents per kWh)
Provider & plan500kWh / month1,000kWh / month2,000kWh / month
Express EnergyFlash Value 1414 Months 20.2¢7.3¢13.3¢
4Change EnergyMaxx Saver Value 1212 Months 20.3¢7.4¢13.4¢
Frontier UtilitiesSaver Plus 1212 Months 20.3¢7.4¢13.4¢
Gexa EnergyEco Saver Plus 1212 Months 20.3¢7.4¢13.4¢
Gexa EnergySaver Plus 1212 Months 20.3¢7.4¢13.4¢
Express EnergyFlash Value 1212 Months 20.5¢7.6¢13.6¢
Frontier UtilitiesSaver Plus 2424 Months 21.3¢8.4¢14.5¢
Gexa EnergyEco Saver Plus 2424 Months 21.3¢8.4¢14.5¢
4Change EnergyMaxx Saver Value 2424 Months 22.0¢9.0¢15.1¢
Express EnergyFlash Value 2424 Months 22.0¢9.0¢15.1¢
TriEagleSure Value 1212 Months 17.4¢13.9¢15.1¢
TriEagleSure Value 3636 Months 18.0¢14.5¢15.7¢
Gexa EnergyEco Saver Value 1212 Months 22.5¢14.6¢18.2¢
Veteran EnergyVeteran Energy Valor 2424 Months 20.1¢14.7¢17.0¢
TriEagleSavvy Value 1212 Months 15.8¢15.3¢13.5¢
TriEagleSavvy Value 3636 Months 16.2¢15.7¢13.9¢
Veteran EnergyVeteran Energy Valor 3636 Months 21.1¢15.7¢18.0¢
4Change EnergyPerfect Fit 1212 Months 11.4¢16.0¢18.3¢
Express EnergyFlash Fit 1212 Months 11.5¢16.1¢18.4¢
Gexa EnergyEco Saver Lite 1212 Months 12.2¢16.8¢19.1¢
Frontier UtilitiesSaver Premier 2424 Months 19.2¢18.8¢11.1¢
Frontier UtilitiesSaver Premier 1212 Months 19.2¢18.8¢11.1¢
Gexa EnergyEco Saver Premier 2424 Months 19.2¢18.8¢11.1¢
Gexa EnergyEco Saver Premier 1212 Months 19.2¢18.8¢11.1¢
4Change EnergyPower Maxx Advantage 1212 Months 19.8¢18.9¢10.9¢
4Change EnergyPower Maxx Advantage 2424 Months 20.3¢19.4¢11.4¢
Payless Power6 Month - Prepaid6 Months 19.6¢19.6¢18.1¢
Payless Power12 Month - Prepaid12 Months 19.7¢19.7¢18.2¢
TXU EnergyFree Nights & Cool Summer 1212 Months 28.1¢26.7¢26.0¢

Find the right plan for your home.

Compare plans for your home

Payless Power reviews, ratings and complaints

The PUCT ratings and complaint categories below use the reporting period shown with the data.

PUC complaint rating and categories

1/5 — Highest Complaint Rate. October 2026 scorecard, covering April–September 2026; based on complaints per 1,000 customers for YOUNG ENERGY, PAYLESS POWER.

PUC complaints: April 1–September 30, 2026
Category Count
Slamming 3
Cramming 0
Billing 10
Quality of Service 0
Disconnection of Service 19
Provision of Service 8
All Other 5
Total 45

Reported for YOUNG ENERGY LLC; listed brands or former names: Cost Plus Power, Mio Electric, PAYLESS POWER, SmarTricity, UNO ENERGY. This is the legal-entity total, not a separate count for each brand.

Sources: PUC complaint scorecard and PUC complaint statistics.

Related Texas electricity resources

Sources